| SPECIAL - "LIMITED SERVICES" Flat Fee MLS / FSBO |
| Molony Real Estate Offers: "Special/Limited Services" Flat Fee MLS / FSBO Special/Limited Services is a fee for service arrangement which enables clients to choose to cover some of the duties often left to Real Estate Brokers, and as a result, save some money. This is a good option to consider for FSBO sellers. Molony Real Estate offers a menu of Special Services to personalize the needs of our Clients with our specialized Knowledge and License in the Real Estate Business. A Real Estate Professional who assists in a transaction but does not have an agency relationship with that party is also known as Transaction Broker or Limited Services Agent , this is a common arrangement for those who choose "For Sale By Owner". The partners of Molony Real Estate, Tim Molony and Anna Morgan, believe that when consumers have choices they understand, they become better consumers in the world of property ownership. |
LIMITED SERVICE BROKERS / LIMITED SERVICE LISTINGS According to the National Association of REALTORS®, “limited service brokers” are licensed brokers who offer their seller-clients little or no property marketing services other than submitting the property to the MLS. The listing may provide that the seller will pay a fee to any cooperating broker involved in the sale of the property. Because they do not offer the full range of service that a full service broker would, they have been designated “limited service brokers.” This characterization is not intended and should not be understood to demean or be critical of this practice in any way, but only to distinguish the practice from more traditional real estate services that might be called “full service”. Some consumers do not always want full service and will happily accept less service if the trade-off is a reduced fee. Molony Real Estate is always willing to negotiate commission rates, do business on a discount basis, offer a menu of different services packages for varying fees, and gear fees to correspond with the actual time spent working on a transaction rather a percentage of the purchase price. Though this seems like a non- traditional way to provide service for consumers, Molony Real Estate knows that each client brings with them different needs for services and tries to accommodate their unique circumstances. Regardless of the type of service, all Agents have to be currently Licensed (Educated & Regulated) by the State of Wisconsin to sell Real Estate anywhere in the State of Wisconsin. * * * * * * * * * * * * * * * * * * * * * * * * * * * * |
"The most important work you
and I will ever do will be within
the wall of our own homes."
- Harold B. Lee
and I will ever do will be within
the wall of our own homes."
- Harold B. Lee
| Ask Molony Real Estate: "How can I be sure to know I am getting full service when I sign a Sellers Listing Agency Agreement?" ANSWER: Not all agents work the same way. With Tim Molony's life long knowledge of the entire five county area, you can not go wrong with Molony Real Estate as your local agent. They can better serve your needs. Molony Real Estate is familiar with what the local market condition is, what the local prices are, and what's hot or not in real estate. The most important quality of a Real Estate Company is that they are well connected to the Real Estate Industry. Molony Real Estate knows the market and provides information on past sales, current listings, and your personal marketing plan. In addition, you also want to look for an agent that is knowledgeable, honest, able to negotiate, and one that best understands and interprets your needs. Click Here to contact Molony Real Estate and find out how Molony Real Estate can assist you with all your Real Estate needs: MolonyRealEstate@yahoo.com |
This beautiful view at the Veterans Memorial is located
northeast of the I/94 rest area by Neillsville, Wisconsin. It
is truly a warranted tribute to our Veterans...
Another photo taken by Timothy P. Molony.
northeast of the I/94 rest area by Neillsville, Wisconsin. It
is truly a warranted tribute to our Veterans...
Another photo taken by Timothy P. Molony.
| SPECIAL/LIMITED SERVICES Flat Fee MLS / FSBO MOLONY REAL ESTATE |
MolonyRealEstate@Yahoo.com
MOLONY REAL ESTATE
PO BOX 194, LODI, WI 53555
608-592-7306 & 608-445-8464
Website: MolonyRealEstate.com
Email: MolonyRealEstate@Yahoo.com
PO BOX 194, LODI, WI 53555
608-592-7306 & 608-445-8464
Website: MolonyRealEstate.com
Email: MolonyRealEstate@Yahoo.com
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| We Represent Sellers & Buyers of all types of Property: Condos Homes Land lots Lake Properties Farms & other Business Ventures. |
Ask Molony Real Estate:
"What is Buyer
Agency?"
Answer:
"Buyer Agency occurs
when a Real Estate
Agent represents and
works for the buyer
purchasing a home.
A buyers agent has the
duty to work in the
best interest of the
buyer, NOT THE
SELLER, as usually is
the case in almost all
transactions."
"What is Buyer
Agency?"
Answer:
"Buyer Agency occurs
when a Real Estate
Agent represents and
works for the buyer
purchasing a home.
A buyers agent has the
duty to work in the
best interest of the
buyer, NOT THE
SELLER, as usually is
the case in almost all
transactions."
MOLONY REAL ESTATE
PO BOX 194, LODI, WI 53555
608-592-7306 & 608-445-8464
Website: MolonyRealEstate.com
Email: MolonyRealEstate@Yahoo.com
PO BOX 194, LODI, WI 53555
608-592-7306 & 608-445-8464
Website: MolonyRealEstate.com
Email: MolonyRealEstate@Yahoo.com
Question: "What is the
use-value assessment of
Farmland?"
Answer: Molony Real Estate
Recommends: Check out the
website mentioned below, it has
the best source of information on
use values assessment of
farmland and how to find out if a
property you are interested is
affected by this law.
"Use Value Assessment of
Farmland Law" pdf file.
This guide has been assembled
by the Wisconsin Farm Bureau
Federation to provide an
explanation and implementation of
the Use Value Assessment of
Farmland law. This guide should
answer your questions as use
value has been implemented on
your property.
Web Site: http://www.wfbf.com
"Real Estate = An Investment for Life..." - Molony Real Estate
 | We represent Sellers and | |
| Buyers of all types of property: Homes, Land lots, Condos, Lake Properties, Farms & other Businesses. |
| We have maintained up to | |
| date knowledge of property and mortgage rates. |
| If you do not ask the right | |
| questions, we will. We are ready to help you. |
"Mid pleasures and palaces though we may roam, Be it ever so humble, there's no place like home". John Howard Payne (1791 - 1852). |
Reverse Mortgages = Elder Abuse
Dear Editor,
The most disgusting form of ELDER ABUSE is going on on TV and on the
radio right now. Adult Children are being encouraged to pressure their
Elderly Parents to give up all of their security in their homes by getting a
“Reverse Mortgage”.
“Need money for a down payment on your home?” “Have credit cards & bills
that you cannot payoff?” “Need money for your Childs College?” “Well, tell
YOUR parents that they can help you by taking out a loan on their already
paid for home! It’s called a “Reverse Mortgage and it was designed by the
Federal Government – so you know it’s safe!”
SAFE!!! Remember parents, the Federal Government designed the ARM’s
(Adjustable Rate Mortgages) too! These greedy thieves are encouraging
desperate adults to tap their parents dry without telling them the serious
pitfalls of the Reverse Mortgage. Remember, these aren’t your Local Bank
Tellers offering you these options. These players are an 800# and their
location is usually in Florida, Nevada, or boldly even a location not in the
United States. If your adult children need money and are being encouraged
to put the guilt trip on you – just remember when they were young and you
could have “saved money” by just renting an apartment to raise them
in…instead you saw the intelligence of owning to raise your children in a
home of your own, to grow equity for the future, to have a Safety Net after
retirement.
If you are still considering making the transaction, please ask yourself these
five questions before you sign on the dotted line:
5 QUESTIONS TO ASK BEFORE CONSIDERING A REVERSE
MORTGAGE:
1) DO YOU REALLY NEED A REVERS MORTGAGE?
Why are you interested in these loans? What would you do with the money
you would get from one? Are the needs you intend to meet really worth the
high total cost of these loans? If you want to take a dream vacation, a
reverse mortgage is a very expensive way to pay for it. Investing the money
from these loans is an especially bad idea, because the loan is highly likely
to cost more than you could safely earn. If anyone is trying to sell you
something and recommending you use a reverse mortgage to pay for it, that’
s generally a good sign that you don’t need it and shouldn’t be buying it.
2) CAN YOU AFFORD A REVERSE MORTGAGE?
These loans are very expensive, and the amount you owe grows larger every
month. The younger you are when you take out a reverse mortgage, the
more the compound interest will grow, and the more you will owe. On the
other hand, due to high up-front costs, these loans can be especially costly if
you sell and move just a few years after taking one out.
3) CAN YOU AFFORD TO START USING UP YOUR HOME EQUITY NOW?
The more you use now, the less you will have later when you may need it
more, for example, to pay for future emergencies, health care needs, or
everyday living expenses. This is especially so if your needs suddenly grow
or your income does not keep pace with inflation. You may also need your
equity to pay for future home repairs or a move to assisted living. If you are
not facing a financial emergency now, then consider postponing a reverse
mortgage. Homeowners who decide to wait have “a reasonable expectation
of securing a better product at a lower cost in the not-too-distant future,”
according to a report by the Fidelity Research Institute.
4) DO YOU HAVE LESS COSTLY OPTIONS?
Do you have other financial resources that you could use instead of taking
out a loan? If you don’t, and if you could easily make the monthly repayments
on a home equity loan or home equity line-of-credit, these alternatives are
much less costly than a reverse mortgage. Many state and local
governments offer very low-cost loans for paying your property taxes or
making home repairs. Have you seriously looked into the costs and benefits
of selling your home and moving to a less expensive one?
5) DO YOU FULLY UNDERSTAND HOW THESE LOANS WORK?
Reverse mortgages are quite different from any other loans, and the risks to
borrowers are unique. Before considering one, you need to do your
homework carefully and thoroughly.
I just wished that my friend up north would have done so before she lost
everything she saved so long to have ( Oh, and the kids didn’t use the
money as they promised they would - and now they still have nothing).
Sometimes tough love is the only answer – I believe that financial counseling
for the adult kids would have saved them all from financial devastation.
Sincerely,
Anna Morgan
608-592-7306
PO Box 194
Lodi, WI 53555
Dear Editor,
The most disgusting form of ELDER ABUSE is going on on TV and on the
radio right now. Adult Children are being encouraged to pressure their
Elderly Parents to give up all of their security in their homes by getting a
“Reverse Mortgage”.
“Need money for a down payment on your home?” “Have credit cards & bills
that you cannot payoff?” “Need money for your Childs College?” “Well, tell
YOUR parents that they can help you by taking out a loan on their already
paid for home! It’s called a “Reverse Mortgage and it was designed by the
Federal Government – so you know it’s safe!”
SAFE!!! Remember parents, the Federal Government designed the ARM’s
(Adjustable Rate Mortgages) too! These greedy thieves are encouraging
desperate adults to tap their parents dry without telling them the serious
pitfalls of the Reverse Mortgage. Remember, these aren’t your Local Bank
Tellers offering you these options. These players are an 800# and their
location is usually in Florida, Nevada, or boldly even a location not in the
United States. If your adult children need money and are being encouraged
to put the guilt trip on you – just remember when they were young and you
could have “saved money” by just renting an apartment to raise them
in…instead you saw the intelligence of owning to raise your children in a
home of your own, to grow equity for the future, to have a Safety Net after
retirement.
If you are still considering making the transaction, please ask yourself these
five questions before you sign on the dotted line:
5 QUESTIONS TO ASK BEFORE CONSIDERING A REVERSE
MORTGAGE:
1) DO YOU REALLY NEED A REVERS MORTGAGE?
Why are you interested in these loans? What would you do with the money
you would get from one? Are the needs you intend to meet really worth the
high total cost of these loans? If you want to take a dream vacation, a
reverse mortgage is a very expensive way to pay for it. Investing the money
from these loans is an especially bad idea, because the loan is highly likely
to cost more than you could safely earn. If anyone is trying to sell you
something and recommending you use a reverse mortgage to pay for it, that’
s generally a good sign that you don’t need it and shouldn’t be buying it.
2) CAN YOU AFFORD A REVERSE MORTGAGE?
These loans are very expensive, and the amount you owe grows larger every
month. The younger you are when you take out a reverse mortgage, the
more the compound interest will grow, and the more you will owe. On the
other hand, due to high up-front costs, these loans can be especially costly if
you sell and move just a few years after taking one out.
3) CAN YOU AFFORD TO START USING UP YOUR HOME EQUITY NOW?
The more you use now, the less you will have later when you may need it
more, for example, to pay for future emergencies, health care needs, or
everyday living expenses. This is especially so if your needs suddenly grow
or your income does not keep pace with inflation. You may also need your
equity to pay for future home repairs or a move to assisted living. If you are
not facing a financial emergency now, then consider postponing a reverse
mortgage. Homeowners who decide to wait have “a reasonable expectation
of securing a better product at a lower cost in the not-too-distant future,”
according to a report by the Fidelity Research Institute.
4) DO YOU HAVE LESS COSTLY OPTIONS?
Do you have other financial resources that you could use instead of taking
out a loan? If you don’t, and if you could easily make the monthly repayments
on a home equity loan or home equity line-of-credit, these alternatives are
much less costly than a reverse mortgage. Many state and local
governments offer very low-cost loans for paying your property taxes or
making home repairs. Have you seriously looked into the costs and benefits
of selling your home and moving to a less expensive one?
5) DO YOU FULLY UNDERSTAND HOW THESE LOANS WORK?
Reverse mortgages are quite different from any other loans, and the risks to
borrowers are unique. Before considering one, you need to do your
homework carefully and thoroughly.
I just wished that my friend up north would have done so before she lost
everything she saved so long to have ( Oh, and the kids didn’t use the
money as they promised they would - and now they still have nothing).
Sometimes tough love is the only answer – I believe that financial counseling
for the adult kids would have saved them all from financial devastation.
Sincerely,
Anna Morgan
608-592-7306
PO Box 194
Lodi, WI 53555